I was 26 years old the first time I signed up for my own insurance plan. As a long time freelancer, I had spent the majority of my twenties either on my parents’ plan, or simply just uninsured. When I finally decided to get a full-time position with salary plus benefits, I was completely confused by all of the options. HMO, PPO…I had no idea what it all meant! Fortunately, a savvy colleague
who was making a lot more money than me gave me some advice, and I proceeded to purchase the most expensive plan available. It was a year before I realized I was both overinsured and overpaying.
That was many years ago, and since then I’d become pretty well versed in health insurance. As a mom, I had to be. I wasn’t that twenty-something-year-old girl anymore, and being uninformed just wasn’t an option. Now, however, I’m starting back at square one. I recently left my job to start a business, and I need to find a more cost efficient, long-term solution than the COBRA continuation coverage that’s been offered to me. Thankfully, open enrollment for Affordable Care Act compliant health insurance (“ObamaCare”) opens up on November 15th through February 15th, and I’ll be able to select a plan that works for my health needs and budget.
Have Affordable Care Act Questions?
I’m sure many of you have questions about the Affordable Care Act and insurance coverage, too. Well, I’m teaming up with insurance experts from ehealth.com to answer all of your questions in a live webcast. “Obamacare 2015: An Insider’s Guide to Making the Affordable Care Act Work for You”, is scheduled for November 12 at 11:00AM PT /2:00PM ET. We’ll address changes to the Affordable Care Act for 2015 and answer questions faced by health insurance shoppers during the upcoming open enrollment season. Have some questions that can’t wait until then? Check out ehealth.com’s Subsidy Help Center for support.
The folks at ehealth.com will clear up some miconceptions about the Affordable Care Act (no, it’s not just for poor people), share some information that you may not have known (you are free to purchase from just about any carrier that you’d like), and make sure you’re able to make an informed decision about your insurance purchase.
What are your Affordable Care Act questions? Share them below, or email them to me at [email protected], and we’ll get them answered during the webcast!