One of the smartest decisions I made (amidst tons of not so smart decisions) in my twenties, was opting in for the best health insurance my employer offered. The price was nearly a quarter of my bi-weekly paychecks, but when I had a difficult pregnancy at 29, I was grateful for the additional coverage. Now, with a daughter and a husband, I could never afford the prime health insurance fees I paid back then as a young, single girl with no responsibilities. I know that I’m not alone.
In fact, there are tons of Americans who have been uninsured for YEARS. I have friends and family members who aren’t covered because they can’t afford coverage. Other friends are independent contractors, so they don’t work jobs that offer insurance. Pre-existing conditions or losing a job and becoming unable to pay the high COBRA fees are other reasons that loved ones have had to hope for health, or face huge doctor’s bills. Fortunately, Affordable Health Insurance is here, making it easier for more people to sign up for insurance based on their real income.
GetCovered America is working with folks to support insurance enrollment before the March 31st deadline. Their website offers answers to frequently asked questions, insurance rate calculators, and the Health Insurance Marketplace that lets you compare insurance plans side by side. Here’s more about what you need to know:
- How do you enroll? Visit GetCoveredAmerica.org to learn how to enroll in health insurance and to get answers to common questions. The site’s content is also shareable via Facebook and Twitter at Facebook/GetCoveredAmerica and Twitter.com/GetCoveredUS.
- What if I can’t afford health insurance? Use the “Get Covered Calculator” to see the estimated monthly cost of insurance and to determine if you qualify for financial help.
- What if I’ve been denied health insurance before? Under the new health care law, you cannot be denied coverage because you are sick or have a pre-existing condition.
- What if I need help? Experts are on hand, by phone, online or in-person, to help the uninsured find a plan that’s right for them. Enroll America’s more than 250 employees, and more than 16,000 volunteers, will be available to follow up with consumers who need additional information or assistance. http://www.getcoveredamerica.org/locator/
- Share a real story: Share your story or one of Get Covered America’s weekly #GotCovered series, which highlights people who have found coverage that fit their needs and budget
Here are some statistics that are just a bit grim:
- More than 1 in 6 Americans don’t have health insurance
- 1 in 4 Hispanics are uninsured
- 1 in 5 African Americans are uninsured
- 1 in 4 young adults are uninsured- higher than any other age group
Find out more about affordable healthcare on Tuesday, March 4th from 1 PM EST – 2 PM EST at the #TakeCareChat on Twitter. Learn how to apply for coverage, and be empowered to make decisions before the March 31st deadline for applications. Be sure to follow the hosts @JusticeFergie and @GetCoveredAmerica.
Note: I know that this can be a controversial topic. As always on my blog, I write about programs that I support. I also recognize that this program may not be for you. I respect your choice. Please respect mine.